There was, a long time ago, a commercial for car insurance that showed a bunch of young men launching random things into a plastic pool and lamenting that there was no such thing as "Boredom insurance." That idea has been grinding in my head, and I think I've come up with a way to do it.
Have a collection of at least 730 activities and/or toys. When the insured calls up claiming to be bored, rush over a randomly chosen toy or activity, therefore ending the boredom of the insured. Charge the insured four times all expenses per month.
Hopefully, the insured will not notice that for the amount he or she is paying for this "boredom insurance," he or she could easily buy their own toys and activities. (Well, the young men in the commercial hardly seemed like the brightest bulbs in the drawer.)